About Payhammer
At Payhammer, we believe hardworking people deserve financial flexibility. Too often, waiting for payday creates stress, debt, and lost productivity. That’s why we built a simple, secure, and scalable platform that gives consumers opportunities access to their earned wage early, bank smartly, and spend confidently.
Payhammer is a digital financial solution that connects local merchants, consumers, and organizations, with a focus on underserved communities. We're FDIC insured and with strong KYC and BSA/AML systems, we ensure security and peace of mind for every customer.
- Earned Wage Access – Get up to 75% of wages before payday
- Community Focused – Supporting communities and local businesses
- Secure & Compliant – Robust KYC and BSA/AML systems for safety
- Employee Wellness – Empowering businesses to support their workforce
Ready to smooth out cash flow and leave on your timeline?
Get StartedOur mission:
Our mission is to empower underserved communities and the underbanked by providing access to modern financial solutions. We help small businesses connect to e-commerce opportunities, while giving customers the tools and benefits they need to build wealth and achieve financial stability.


